The platform
Prove your customers are who they say they are.
Chip-based identity verification - ePassports proven against ICAO standards, mobile driver licences (ISO 18013-5) - plus face biometrics with liveness detection, PEP and sanctions screening, and company and trust verification against government registries. No document scans: if it can't be cryptographically verified, we don't accept it.
Explore Verify →Your data, your keys.
Profile data is encrypted in your browser (AES-256-GCM) before it is uploaded, so Raytio cannot read it. Fill in your profile once, verify it once, then share it as and when you choose - a full document for AML, a single fact as a signed badge, or detailed data with your identity removed. Revoke access when you're done.
Explore Share →The business systems are built in.
Onboarding forms with no coding required, quotes and orders, subscriptions and usage-based billing, projects and jobs, sales pipelines - between verified counterparties, with an audit trail throughout. The business systems are built in.
Explore Operate →AI agents on the same trust rails as people.
Identity, credentials, guardrails, evaluations and cost tracking for AI workers. An agent can request a secret from its human and receive it end-to-end encrypted, time-boxed and revocable - the plaintext never touches our servers.
Explore Agents →Verify creates trusted participants. Share moves their data under their control. Operate runs the transactions. Agents extends all of it to AI.
What's at stake
Somewhere in your systems is a photo of someone's passport. You never needed the document - only the answer - but if it leaks, the breach has your name on it. Data that is never collected can never be lost.
Generative tools now produce convincing fake documents for almost nothing. A photograph of a passport proves almost nothing anymore - the cryptography in its chip still proves everything it always did. The line between the two is where the losses will fall.
If you've deployed AI agents, there are API keys sitting in prompts and config files right now - unexpiring, unaudited, unrevocable. That's this decade's password on a post-it note, except the note can be exfiltrated at machine speed.
Costs from fraud, chargebacks and spam come straight out of revenue - and being too conservative drives good customers away. Verifying customers up front lets you accept more people, with more confidence.
People with reusable verified profiles complete onboarding in minutes and never re-type a form. They will choose the businesses that let them. The paperwork-first firms won't see the customers they're losing - those customers simply won't arrive.
Three ways to share
Different situations need different kinds of disclosure. All three are underpinned by verification - the information is not self-asserted, Raytio has verified it.
Encrypted to one recipient, for one purpose. Share your passport details with a law firm for AML due diligence - they can decrypt them, nobody else can, and you can see every access.
Over 18. Holds a NZ passport. Five years of activity on Reddit. Each badge is digitally signed and checkable by any third party, without re-disclosing the underlying document.
Publish rich, verified data with no connection to who you are. Get financing offers for your business based on real transaction history, without anyone knowing which business it is - until you accept.
Profiles that work both ways
A Raytio user can hold multiple marketplace profiles. Some are identifying - a CV, work history and certificates. Others are just a handle - @Opticat - carrying verified reputation and financial data. Service providers can make you a genuine offer - insurance, finance - based on facts they can trust, about a person they cannot identify.
Why we're different
We are bootstrapped, on purpose. Raytio is not venture-backed and will not become an advertising or data-harvesting company. Our reason for being is representing and acting in the best interests of the individual - and the architecture makes that promise permanent: we couldn't read your data even if our incentives changed.Read why Raytio exists →
Solutions
AML/CFT compliance
Customer due diligence that's fast for the client and audit-ready for you.
Read more →Know One - verifiable credentials
Public, verifiable credentials you can present anywhere.
Read more →Connected accounts & reputation
Bring your proven online reputation with you - without oversharing.
Read more →ReReal - remote worker verification
Assurance of who is doing the work, not what they are doing.
Read more →Pricing
Start free - 50 credits, no card. Verifications from $0.10. See pricing →
Verified customers, protected data, and agents you can hold to account.