For businesses
You need to know who you're dealing with, collect their information without drowning in compliance risk, and run the relationship - quotes, invoices, projects - without stitching five systems together. Raytio provides all three layers, and below are the industries where the fit is sharpest.
your customers with cryptographic proof from the document chip.
fraud, chargebacks and spam by verifying customers before you transact with them.
them through forms you configure yourself, under your brand.
the relationship - billing, sales, projects - against the same verified record.
with signed records and an immutable trail.
Accountants, lawyers and real estate
Reporting entities under the AML/CFT Act carry heavy customer due diligence obligations - and the old way meant meeting the person, sighting documents, and making certified copies.
Both mandatory components in one flow: identity confirmed from independent electronic sources, and the live person matched to the claimed identity biometrically.
Beneficial owners above 25%, effective controllers, and persons acting on behalf - captured at Standard, Simplified or Enhanced level, with PEP and sanctions screening built in.
Raytio conducts CDD as your agent under section 34, and every verification is a signed record your supervisor or auditor can independently confirm.
AML/CFT compliance → · PEP & sanctions screening → · Customer onboarding →
Accommodation and property
Contactless check-in without an on-site presence to police fraud - and without collecting passport photocopies you then have to protect.
Chip-verified identity and a live face check on the guest's own phone, with agreements signed and payment authorised ahead of check-in.
Payment details are captured directly into your payment processor for charge-on-checkout.
A guest verified once re-uses their profile at any provider on the network - less form filling for everyone.
Lenders and fintechs
Verification is only the start: verified information reduces lending costs, and standardised electronic data reduces errors.
Identity, PEP and sanctions, company and trust checks - the reporting-entity obligations handled inside your application process.
Bank accounts and transactions connected through open-banking consent; accounting records from the customer's own platform.
Pre-built building blocks for digital information capture, identity verification, bank integrations and billing - get to market faster than assembling five vendors.
AML/CFT compliance → · Funds transfer & payments → · What we're building: Financial Position →
Marketplaces and platforms
Trust is your product. Raytio supplies it as infrastructure.
Uniqme confirms a real, unique human without your platform holding any PII - stronger than CAPTCHAs, kinder to users.
Sellers prove identity and bring standardised, verified reputation from other platforms - without exposing their accounts.
Catalogue, offers, quotes, orders, billing and payouts run on the same platform that verified your participants.
Uniqme - unique humans → · Connected accounts & reputation → · Product & service catalogue →
Employers and outsourcers
Remote and outsourced work brings a question that's awkward to ask: is the person you hired the person doing the work?
ReReal confirms a verified human is present with passkey and selfie check-ins - no screen tracking, no keystroke logging. Not creepy, by design.
Privileged access goes to a verified person, and double-dipping across employers becomes visible.
Start free - 50 credits, no card, no sales call. When you want to talk, chat with Raytio - it's an agent with deep product knowledge, available now - no meeting booking required.
Verified customers, protected data, and agents you can hold to account.