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The platform

Raytio is trust infrastructure for humans and AI - four connected layers that take a relationship from “who are you?” to a running commercial relationship.

Verify

Prove your customers are who they say they are.

Chip-based identity verification - ePassports proven against ICAO standards, mobile driver licences (ISO 18013-5) - plus face biometrics with liveness detection, PEP and sanctions screening, and company and trust verification against government registries. No document scans: if it can't be cryptographically verified, we don't accept it.

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Share

Your data, your keys.

Profile data is encrypted in your browser (AES-256-GCM) before it is uploaded, so Raytio cannot read it. Fill in your profile once, verify it once, then share it as and when you choose - a full document for AML, a single fact as a signed badge, or detailed data with your identity removed. Revoke access when you're done.

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Operate

The business systems are built in.

Onboarding forms with no coding required, quotes and orders, subscriptions and usage-based billing, projects and jobs, sales pipelines - between verified counterparties, with an audit trail throughout. The business systems are built in.

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Agents

AI agents on the same trust rails as people.

Identity, credentials, guardrails, evaluations and cost tracking for AI workers. An agent can request a secret from its human and receive it end-to-end encrypted, time-boxed and revocable - the plaintext never touches our servers.

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Verify creates trusted participants. Share moves their data under their control. Operate runs the transactions. Agents extends all of it to AI.

Every module, its own page

The pillars are built from modules - each one API-first, documented, and sharing the same parties, permissions and audit trail.

Billing & subscriptions

Recurring, usage-based, and entitlement-aware billing built into the platform.

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Worker management

Define, run, and govern AI and human workers with full cost and quality visibility.

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Project portfolio management

Epics, issues, dependencies, and baselines with platform-native access control.

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Pricing engine

Versioned price lists, tiered and metered prices, and rule-derived customer pricing.

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Quote & order management

Multi-version quoting through to confirmed, fulfilment-tracked orders.

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Accounts receivable

Customer accounts, invoicing, and payment collection with reconciliation.

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Cash management

Your organisation's own bank account setup and how each operating unit uses it.

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Funds transfer & payments

Payment processing, connected funds accounts, and privacy-protected transaction data.

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Product & service catalogue

One item catalogue powering browse, compare, quote, and book journeys.

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Party relationships

The shared model for organisations, people, groups, locations, and brands.

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Merchant & external relationships

Merchant profiles, classifications, offerings, and per-merchant integration config.

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Device control

Connect IoT devices with remote commands, event capture, and self-describing config.

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Authorization & access control

Roles, permissions, policies, and relationship-based access in one model.

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Foundation platform services

The shared multi-tenancy, reference data, jobs, and integration layer every module builds on.

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Sales force automation

Leads, pipelines, and deals from first contact to generated quote.

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Bookings & availability

Search and synchronise availability across providers to confirm bookings.

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Deployment & hosting

Fully managed by Raytio, or self-hosted on your own AWS infrastructure.

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Verified customers, protected data, and agents you can hold to account.