Your data should work for you
Somewhere along the way, the deal went wrong. To prove who you are, you hand over copies of your passport. To get a quote, you fill in the same forms again. To use a free service, you become the product. Customers of these services have gifted one of their most valuable assets - their data - to the platform operators, who use it to sell to them. We think that deal is broken, and we built Raytio to offer a different one.
Your verified information lives in your encrypted profile. Raytio cannot read it. You decide what is shared, with whom, and for how long, and the cryptography enforces that decision - sharing can only happen with your key.
Most checks don't need your documents - they need an answer. Over 18. A real, unique human. The account name matches. Raytio proves the fact without handing over the file, because data that is never collected can never be leaked, sold or subpoenaed.
Every verified fact is digitally signed and tamper-evident. When we say private, we name the mechanism: end-to-end encryption, salted one-way hashes, keys that never leave your device.
We verify who, not what. No tracking, no behavioural profiling, no data resale. Not creepy - as a design principle.
Verified buyers and verified sellers, comparable offers, and switching measured in clicks rather than weeks. Verified data removes the friction and information asymmetry that keep people locked into bad deals - and the benefit accrues to the data's owner rather than whoever harvested it.
Agents now act on our behalf, and they need what people need: identity, credentials shared safely, supervision, and accountability. A Raytio agent requests a secret and receives it end-to-end encrypted, time-boxed and revocable - the same rails, because trust doesn't have two standards.
Raytio is not venture-backed and will not become an advertising or data-harvesting company - that is the antithesis of what we want to be. Nobody sitting at our table needs your data to be the product. Our reason for being is representing and acting in the best interests of the individual - and the architecture makes that promise permanent: we couldn't read your data even if our incentives changed.
Where this is heading: the Raytio Concierge
Much of what we have built exists to support one goal - an agent that works solely for you. It watches the market against your own verified data and continually optimises your life in your interests - never the interests of companies trying to sell you products. Every switch it recommends still needs your consent, enforced by cryptography: nothing is shared until you decrypt it. The trust infrastructure and the marketplace of verified providers are the foundation; the Concierge is why we laid it.
Cameron Beattie
Founder, Raytio
Verified customers, protected data, and agents you can hold to account.