More than Identity Verification
Raytio has integrated with more data sources to allow the widest range of information to be verified by authoritative entities such as government, credit bureau and banks. With Raytio clients can access credit reports, business and property data, bank documents and transactions, accounting transactions, education transcripts, immigration entitlements and more. Please check below for a full list of our identity data sources.
Regulatory Compliance
A successful Know Your Customer (KYC) compliance checklist sets your business up to identify risk and stay ahead of Anti-Money Laundering legislation. As a fundamental part of Customer Due Diligence (CDD) in New Zealand, Anti-Money Laundering and Countering Financing of Terrorism (AML/CFT) checks must be regularly carried out on all legal entities - Individuals, Companies and Trusts - in order to establish identity and knowledge of the source of the funds.
These checks are usually tedious and time-consuming, but Raytio has created a fast, accurate, and secure process for Law Firms, Accounting Practices, and Real Estate Agencies to achieve regulatory compliance, while identifying financial fraud and fighting money laundering.
Verified Identity Information
We verify your customer’s information with trusted, authoritative sources such as government, credit bureau and companies information. We also check with banks for source transaction data, accounting system providers such as Xero, utility and telecom providers plus international PEP and sanction watchlists. An audit trail of all checks is available.
Here is a full list of our Identity Data Sources.
Comprehensive data
Clients share personal information with Raytio including identity information, bank transactions, business accounting records, income, expenses, credit facilities, investments and other assets, utility, telecom and insurance details, health records, qualifications and certifications.
Once verified, the data is stored in a secure user profile so it is available for use the next time an identity check is required. This on-going collection of historical identity data contributes to building a trust rating within Raytio, making future transactions quicker and easier.
Learn more about secure, re-usable individual and family profiles.
“Raytio solves the issue of ensuring the identity of the guest without multiple steps back and forth. As we push to increase the availability of contactless solutions [...] removing one of the key risks around fraud was essential." - Urban Rest
Raytio Datasources
Australian Data Sources
Data Source - Document - Data Verified
First name, Family name, Current known address, Previous known address
First name, Other name, Family name, Passport number, Date of birth
First name, Other name, Family name, Passport number, Date of birth
First name, Other name, Family name, Date of birth
First name, Other name, Family name, Date of birth
First name, Other name, Family name, Date of birth, Address, Phone number
First name, Other name, Family name, Date of birth, Address
New Zealand Data Sources
Data Source - Document - Data Verified
First name, Other name, Family name, Date of birth, Date of Expiry
First name, Other name, Family name, Date of birth, Document number
First name, Other name, Last name, Date of birth, Document number
First name, Other name, Family name, Date of birth, Document number
First name, Other name, Family name, Address
New Zealand Driver Licence - First name, Other name, Family name, Licence number, Date of birth
New Zealand Vehicle Registration - First name, Other name, Family name, Address, Date of birth
First name, Other name, Family name, Address, Phone number
Global Data Sources
Data Source - Document - Data Verified
Email address, Phone number
Twitter user description
